How much do you need?
Get $255 to $1000 quickly, pay back next payday
How payday loans work
Fast Loans with No Credit Check
We’ve simplified the process. Fill out our form for a payday loan of $255, $350, $500, $600, $750 or $1000 in less than five minutes.
Complete our online form. It’s quick, easy, and confidential.
A network of lenders will automatically review your information and make a decision on whether they want to offer a loan.
Get Your Cash
Cash will be deposited directly into your bank account as soon as the next day.
Repay Your Loan
The original loan amount plus interest will be debited from your bank account after your next payday.
PayDay Loans Alabama
What Types of Loans Are Available in Alabama
No matter whether you are looking for cash advance Huntsville AL or payday loans Montgomery AL, you’ll find more than one option on offer, as Alabama is a state where almost all types of loans are considered legal. That is why payday loans in Montgomery AL are provided by multiple lenders. The same is with personal and installment loans in Montgomery AL and other cities of Alabama.
If your credit score is too low for you to be eligible for a conventional personal bank loan, then payday loans in Huntsville AL can be the only solution. Despite their higher than usual rates, the loans of this type are popular in Alabama. Cash Mart is a reliable lender that provides fast payday loans Prattville AL citizens can take advantage of.
Cash Mart Alabama – Why Should I Choose It?
Cash Mart offers personal, installment, and cash advance loans to the citizens of Alabama. If you need cash advance (Huntsville AL or other cities of Alabama) immediately, you may apply for a loan in-store at one of the representation offices available. Also, the lender provides online payday loans Huntsville AL. If you want to apply online, just visit cashmartalabama.com and fill in a simple online form.
Cash Mart doesn’t check the credit score of potential borrowers, so the applications are approved within 15 minutes. The procedure is very simple and requires minimum paperwork. It goes without saying that cashmartalabama.com guarantees the utmost protection of personal and financial data. Fast, easy, and secure – these are the main reasons to apply for payday loans Prattville AL at Cash Mart Alabama.
What Should I Start With?
If you need easy money, Huntsville AL, as well as other districts of North and Central Alabama, allows ordering it both online and offline. This process is pretty simple but you are recommended to get prepared in advance. Thus, you should start with preparing the needed papers. To apply for cash advance Huntsville AL you’ll need:
- a US passport;
- a driving license (if available);
- a checking or savings bank account;
- a proved source of income.
Prepare all the necessary papers or their copies in advance, as you’ll need to enter the data anyway. After you’ve filled the form, submit the application and wait for an answer. If the result is positive, you need to confirm your intention and provide income proof.
Can I Get a Loan with No Credit Check in Alabama?
If you have a low credit score, it is still not impossible to get payday loans in Montgomery AL for you. Cash Mart Alabama doesn’t check the borrowers’ credit history and doesn’t care about their credit score. The only mandatory requirement is having a stable source of income (you must be employed or get benefits and you must be able to prove it documentarily). This is a real way out for those who need cash advance Huntsville AL badly but whose credit score is not perfect for some reason.
That being said, you need to be clear-eyed about your financial possibilities. Keep in mind that payday loans Huntsville Alabama are always much more expensive than other types of loans. Its high interest rates compensate for the risks of the lender, which doesn’t check the borrower’s credibility properly and relies on his honesty wholly.
Are Payday Loans Available in All Cities of Alabama?
Cash Mart Alabama provides fast cash advance and payday loans in North and Central Alabama. The terms and conditions of loans are virtually the same in different cities. Let’s have a closer look at the terms of providing loans in four major cities of Alabama.
Payday Loans in Huntsville
As of today, payday loans Huntsville AL are available without any limitations. The Cash Mart company provides installment, personal, and payday loans in Huntsville AL at favorable terms. You can apply for all kinds of loans Huntsville AL online or in-store. The maximum loan amount is $500 but the number of loans is not limited.
Whenever possible, experts recommend to opt for an installment loan, which is easier to repay. If for some reason you are not eligible for it, you still can apply for payday loans Huntsville AL, which are more expensive (up to 17.5%, which makes an APR of 400%!) but easier to get. You need a bare minimum of papers to apply for a cash advance or payday loans Huntsville AL – just a photo ID, a bank account, a working e-mail, SSN, and a real source of income.
Payday Loans in Montgomery AL
All kinds of loans in Montgomery AL are legal and provided to any US citizen of 18 years and above. If you are considering payday loans Montgomery Alabama, you need to keep in mind that the maximum amount of one loan is $500 and the interest rate can reach 17.5%. The term of providing a payday loan or cash advance Montgomery AL is 10-31 days.
To get cash advance Montgomery AL you don’t need to have a spotless credit history or a high credit score. You can get easy money Montgomery Alabama without credit check online or offline. The list of things you need to get an approval includes a US passport, a valid bank account/e-mail (if you apply online), SSN, and income proof.
Payday Loans in Prattville AL
Getting payday loans Prattville AL is quite easy. Both online and offline application is possible; the laws of the state and the cities don’t prohibit payday, installment, and personal loans. However, there are some limitations. Thus, according to the rules of Alabama state, the maximum account of payday loans Prattville AL can’t exceed $500. Meanwhile, the number of simultaneously approved limits is not limited, so if you need a larger amount, it is not a problem.
At the same time, be cautious about payday loans and cash advance Prattville AL, as the interest rates are very high. Thus, a lender has the right to charge up to 17.5%, which is equal to the APR of approximately 400%. The maximum term of a payday loan is one month.
Payday Loans in Florence AL
The rules of providing payday loans Florence AL comply with the laws of Alabama state. The good news is that all popular kinds of fast loans, including payday loans, cash advance loans, installment, and personal loans are allowed. However, there are certain limitations: the maximum amount of payday loans Florence AL is $500, and the maximum term is 31 days.
You can apply for loans Florence AL both online and offline. It is also possible to get a credit with no credit check. All you need is a valid photo ID of a US citizen, a driving license (optionally), SSN, income proof, and a checking or saving account plus e-mail (for online applicants). Applications are approved instantly, after which you have to confirm your desire of getting a loan.
Frequently Asked Questions
Are there any penalties charged for early loan repaying?
No, there are not. According to the laws of Alabama, a borrower has the right to pay off a loan early without any additional fees. Banks and other lenders, in turn, can’t make a borrower pay any penalties for early repaying. If a lender includes this condition in the agreement, it is acting against the state law.
How long is an application for payday or cash advance loans Huntsville AL processed?
Commonly, the time of application processing doesn’t exceed 15 minutes. Sometimes, applications are processed as quickly as in 2-3 minutes. This is typical for all lenders that provide fast loans, including Easy Money Huntsville AL and Cash Mart Alabama.
Is it possible to get a loan with bad credit in Montgomery?
Yes, it is. Many lenders, including Easy Money Montgomery Alabama, provide quick payday loans with no credit check at all. However, be cautious about a possible scam. Make sure that the lender is licensed and accredited before submitting an application.
Can a lender work without a license?
According to the law of Alabama state, each entity providing online and in-store loans must be licensed. A license is obtained at the Bureau of Loans. Moreover, sometimes, they need to get a separate license for every new store location. An unlicensed entity has no right to issue loans.
The Bottom Lines
Alabama is a state where all popular types of fast loans are allowed. Thus, you can get a fast payday loan or an installment loan in this state without any hassle. Lending services here are provided by multiple entities. Cash Mart Alabama is a recognized brand that provides its services in North and Central Alabama. It is available in Huntsville, Montgomery, Prattville, Florence, and some other cities and towns. Loans from Cash Mart Alabama can be obtained both online and in-store. Instant approval, no credit checks, and transparent terms and conditions make the service popular with all categories of borrowers.